Skip to main content
Wednesday, June 27 2012


Commercial Package & Business Owners Policies:

Both policies include Property insurance for buildings and contents owned by the business owner and Liability protection from claims by the general public.

Workers’ Compensation:

Workers’ compensation insurance covers workers injured on the job, whether they’re hurt on the workplace premises or elsewhere, or in auto accidents while on business. It also covers work-related illnesses.

Property Insurance:

Property insurance covers the buildings that you own and/or the business property and inventory against physical loss or damage.

General Liability:

Liability insurance is designed to protect the business against losses even if they are negligent or liable for damage, injury or loss to another’s property, reputation, or health.

Commercial Auto:

Commercial auto liability and physical damage coverages provide protection for claims arising out of the operation of any autos used in connection with your business.

Professional Liability - Errors & Omissions –

Another name for malpractice insurance which gives physicians, attorneys, engineers, architects, accountants, real estate agents and other professionals coverage for claims by patients and clients for alleged professional errors and omissions which amount to negligence.

Directors & Officers -

Coverage when a director or officer of a company commits a negligent act or omission, a misstatement or misleading statement, and a libel suit is brought against the company as a result.

Builders Risk -

Insurance against loss resulting from damage to buildings and to materials incidental to construction, including machinery and equipment, while the buildings are under construction.

Umbrella -

Liability insurance that protects the assets and future income of the policyholder above and beyond the standard limits set on their primary policies.

Employee Practices Liability -

Provides broad insurance protection from such employment-related claims and lawsuits brought against a company, its managers and employees, and its directors and officers. (i.e., sexual harassment, wrongful termination, discrimination, etc.)
Posted by: AT 03:27 pm   |  Permalink   |  Email
    Licensed in all 50 states: CA license #0D79653


    Get A Quote


    Contact Us

    About Us Business Quotes  Customer Service Numbers Nickie Heath Insurance Agency
    16855 W. Bernardo Dr. #230
    San Diego, CA 92127
    Phone: (858) 487-3737

    Email Us
    Our Staff View All Quote Types
    Manage My Policy
    Carriers We Represent  Client Report Card
    Mobile Website

    © Nickie Heath Insurance Agency, 2012

    Terms & Conditions | Copyright | Privacy Policy

    Please note that insurance coverages can not be bound via this website. For assistance please contact the office directly.
    Unauthorized duplication or publication of any materials from this site is expressly prohibited.
    Powered By: Insurance Web Designs Websites For Insurance Agents